How Would You React in a Car Accident?

Most of us in our driving lives will have the misfortune to have at least one accident. Fortunately, the majority of these accidents do not result in serious injury to the people involved. If you are involved in one, follow our guide to ensure you remain in control and record the incident correctly.

• You must stop after an accident that involves damage or injury to another person or other vehicle. The same applies to a collision with an animal such as a dog, horse or cow, or roadside property such as a fence.
• Record the registration numbers of vehicles involved, exchange names and addresses and insurance company names and addresses with the other driver(s).
• You must also give your details and the vehicle's owners details (if different) and your vehicle's registration number to anyone who has reason to require them. If you are unable to give all the information required at the time of the incident, report the details to the police as soon as reasonably practicable, but certainly within 24 hours.
• Do not admit liability for the accident, or get involved in discussions about the cause, especially if you think you are at fault. If you admit blame, your insurers may refuse you cover. Do not apologise, even as an act of courtesy, as an apology may be used as evidence against you in both criminal and civil proceedings.
• Make a sketch map showing the final positions of all the vehicles involved, the length of any skid marks and where there is broken glass on the road. Record weather, road conditions at the time and the estimated speeds of the vehicles.
• If you happen to have a camera with you, take photos of the scene from many different angles.
• If details have been exchanged, there is no need to report a damage-only collision to the police unless another driver cannot be traced or refuses to give details. Call the police if anyone is hurt or if you think another driver has committed an offence but you have no right to detain anyone until the police arrive.
• You are not obliged to make a statement to the police. Be aware that you may regret making one in haste and that your words may be given in evidence against you. On the other hand, if you have a valid excuse you would be wise to make a statement carefully and in detail.
• If, when questioned, you fail to say something in your favour and try to bring it up at a later hearing, the court may infer that you concocted that evidence. You can write out a statement yourself or have an officer write it for you but read it carefully before making any corrections and signing.
• If a parked vehicle is involved in an accident, you are not obliged to search for the owner but it may be easier in the long run if you wait a short time for them to return. Record the vehicle's make, model and registration number and the damage caused. Report the matter to the police and your insurers but if you decide to leave a note on the windscreen, beware of admitting liability.