We Specialise in Lady Motor Insurance in UK

Females are generally considered much less of a risk than male drivers. Whilst accident rates are broadly similar, it is apparent from the figures that when ladies crash that the claims are smaller. This means that lady motor insurance premiums tend to be on average 30% below that for males in a similar age group. This is particularly true for a lady below the age of 28.

From the age of 17, a lady is a better risk; this is even true whilst a young lady are learning to drive on provisional licence's. There are many discounts available for a young lady; the main one is the pass plus certificate.

Pass plus is a series of extra lessons that a young lady driver can take following their test. This allows a discount for around 30% for the first year, it is in effect an introductory no claims bonus.

Lady motor insurance UK

Insureyourmotor.com specialise in lady motor insurance whether they have a full licence or are provisional. In particular we have a scheme on third party fire and theft, which can be up to 50% cheaper than most competitors.

Another great scheme for woman is for the over 25 year old age group who do not have any claims discount for whatever reason. It is often used by a lady who have been on a company motor car scheme, and therefore never been able to build up their own no claims bonus. If the lady can prove that she was a named driver on the policy, then she will be able to get a generous introductory no claims discount.

Another situation is when a family are moving from one car to two motor cars; often the first no claims bonus is in the name of the man. As long as insureyourmotor.com can see that the female driver was a named driver then we can offer the introductory bonus again.