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Car Insurance for convicted drivers

According to the department of Transport the number of drink related deaths on British roads hit 12000 in the year 2000. The amazing thing is that half the convicted drivers didn't even know that they were over the limit.

This is not a defense, which would hold ground if you were caught drink driving. If you were caught drink driving you would certainly lose your license and could well end up in prison. Refusing to give a sample is no good - this would simply get you 18 to 24 months in prison. With a most insurers this can make it difficult to obtain affordable car insurance for convicted drivers.

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If you fail the breath test, you will be arrested for drink driving and cautioned before being escorted to the police car. It is best to not add obstruction or resisting arrest to your difficulties, so just follow the officer's orders. While the police should take heed of practical problems such as getting passengers home, they are not under any compulsion to do so.

The first thing that would happen when you get booked into custody at the police station is that they read you your rights. These include legal advice, but remember you cannot hold up the breathalyser procedure to wait for that advice. You will be searched, a cell assigned and you will have to face a line of questioning such as if you take drugs or have ever tried to harm yourself.

They would also take a DNA sample from you and record your fingerprint and photograph. They may remove anything on you, which you could use to harm yourself - such as shoes, a penknife key ring, etc.

If your reading is between 35-50 in-breath you will be offered a blood test. However you must be offered urine instead of blood if you have "a valid reason not to give blood".

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Your driving license and in some cases your future now depends on the breathalyser reading you give at this point. You must blow hard enough, or the police will charge you with failure to give a specimen and an 18-24 month ban will follow. You can choose to replace the breath specimen with blood, which is an option to consider, since you can test your own specimen by taking it immediately to the nearest big hospital and expecting to pay £90. You also get four weeks grace whilst the blood is analysed. You do not get the option of providing a urine sample - it is not your choice. A urine test is for those with medical reasons such as hemophilia when blood cannot be taken.

If your reading is 88 in breath (in breath (200 in blood or 268 in urine) you are deemed a "High Risk Offender" and will need a medical before you can drive again (this costs another £85). Ten percent of people never get through it!

You don't have to be over the limit to be convicted of drink driving (just impaired - in other words negatively affected by alcohol), nor do you need to be driving. This means just in charge.

If you blow under the 35 limit (that is 35mg/100ml in breath) you are innocent, and will be released immediately. A reading between 35-39 and they will still normally release you without charge. But any reading around the 40-55 bracket, and you are looking at a one year ban from driving.

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