Convictions

Convictions subject to the Rehabilitation of Offenders Act (ROOA) have to be declared to the Insurer otherwise your policy cover could be voided. Any criminal convictions, including motoring convictions, fixed penalties and pending convictions have to be declared. Watch out for the ROOA as some convictions have to be declared for up to 12 years. If in doubt declare the facts – your Insurer will ignore it if it doesn’t apply because they have to by law.