UK Cheap Motor Insurance Glossary
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Items 1 to 3 of 3
Waiver
An agreement attached to the policy and accepted by the insured, to eliminate a specified pre-existing physical condition or specified hazard.
Windscreen Cover
Windscreens are usually only covered under Comprehensive Private car policies and are subject to different excesses than the main policy. Damaged windscreens (i.e. scratched) may not have any excess if repaired by an approved Insurers Windscreen Company. Watch out for Commercial vehicles / vans as windscreens are not always covered but when are can be subject to the same excess as the main policy, rendering the cover useless. Windscreen claims rarely affect the no claims bonus. Check with your insurer before making your claim.
Write-Off
A damaged car or vehicle which is not repairable, or one that would cost more to repair than the car was worth before the damage occurred. Also known as a "total loss". Often an insurance company will declare a car a total loss once damage reaches a certain percentage of the total car value.
