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Windscreen Cover
Windscreens are usually only covered under Comprehensive Private car policies and are subject to different excesses than the main policy. Damaged windscreens (i.e. scratched) may not have any excess if repaired by an approved Insurers Windscreen Company. Watch out for Commercial vehicles / vans as windscreens are not always covered but when are can be subject to the same excess as the main policy, rendering the cover useless. Windscreen claims rarely affect the no claims bonus. Check with your insurer before making your claim.