Drivers who have had insurance declined, cancelled or voided
If you’ve had a car insurance policy cancelled, refused, declined or voided by an insurer, getting new insurance can be difficult.
We understand that not all policies are cancelled due to deliberate fraud – mistakes happen and this can have unwanted repercussions later on. If other insurers have refused you car insurance, or a previous policy was ended due to non-payment, non-disclosure or any another reason, ask us for a quote. We’ll use our experience of “higher risk” drivers to help you get affordable cover.
Click for an online quote or speak to our expert team on 0344 557 1329.
Why might an insurance company cancel your policy?
Here are some potential reasons for an insurer to cancel your car insurance:
- Not disclosing penalty points on your licence.
- Neglecting to tell your insurer about modifications to your vehicle
- Failing to disclose unspent convictions, including non-motoring convictions
- Fronting – when you add someone as a named driver when they are really the main driver. This is a form of insurance fraud.
How long does cancelled insurance stay on record?
For cancelled policies there isn’t a set time limit like there is for convictions; some insurers may only ask about your insurance history over the previous five years, others may require you to disclose details over a longer period.