What type of motoring offences will lead to a driving disqualification?
Many motoring offences are punishable by penalty points and/or a fine, but others are considered serious enough to result in a driving ban. Let’s explore the types of offences that might lead to a disqualification.
Discretionary driving bans
Sometimes, the Court is able to impose a discretionary driving ban. This means that the Court is not obliged to impose a ban but they may feel that it’s appropriate given the type of motoring offence, the driver’s previous record and the possibility that a further offence may be committed.
Courts are supplied with guidelines when they are considering imposing a discretionary driving ban, so the period of disqualification can vary widely within the range of the guidelines.
Examples of motoring offences that can lead to a discretionary driving ban
- speeding offences
- driving without insurance
- driving while disqualified
- careless or inconsiderate driving
- failing to stop after an accident
Speeding offences often result in an instant ban when the speed limit has been exceeded by more than 45%, though it’s also possible to be banned for speeding at lower speeds.
Mandatory driving bans
The law considers some motoring offences so serious that penalty points and fines are considered inadequate. In these cases a mandatory driving ban is imposed, regardless of any other circumstances, and a Court has much less discretion as to the duration of the ban.
Examples of motoring offences that can lead to a mandatory driving ban
Offences which result in a Charge are most likely to result in a mandatory driving ban, i.e.
- dangerous driving
- causing death by dangerous driving
- drink driving / drug driving
- failing to produce a specimen
A mandatory ban could also be imposed under the “totting up” rule for drivers who accrue 12 penalty points within a three year period, or new drivers who reach 6 penalty points within the first two years of passing their driving test.
If you’re seeking car insurance following a driving ban, contact us for a quote. As specialists in this market, Insure Your Motor assesses each case individually, helping you find the most affordable rates.